Designed for Winter Sports
Off piste within resort areas
Upgrade for Higher Risk sports
Helicopter Rescue if needed
Instant Cover note by email

Policy Wordings

Please find below the links to our current 2019/20 Winter sports ski insurance policy wordings. By Clicking on the PDF image for each policy you will be able to review the full levels of cover and the associated policy terms and conditions.

Bronze Ski policy

Silver Ski policy

Gold Ski policy

Voyager Standard Ski policy

Voyager Prime Ski policy

Voyager Black Ski policy

Skicover Leisure policy

Skicover Action policy

Skicover Extreme policy

Bronze Gadget Insurance policy

Silver Gadget Insurance policy

Gold Gadget Insurance policy

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Product descriptions on this website are intended only as a guide to coverage terms and conditions, including benefits, and should not be relied upon to determine policy coverage. Policy coverage is subject to the specific terms and conditions of each policy wording.

* Off-piste covered as standard: 1) with TIF policies (Bronze, Silver, Gold, Leisure, Action and Extreme) you are covered as standard for Skiing and snowboarding in areas in and around the resort, but off the actual marked pistes, such as skiing on a hillside between marked pistes, or skiing down slopes adjacent to marked runs, but always finishing at the bottom of tows or lifts within the resort and never in areas cordoned off or restricted and this is defined as "on piste skiing and snowboarding in the policy wording". If you are skiing outside of these areas they are considered as ‘off piste’ and you're covered for this as standard provided you are with a Guide. 2) with Voyager policies (Standard, Prime and Black) you are covered on and off piste within resort as standard.