Ski insurance for Individual travellers

If you are an individual who is going to the mountains this winter then the options for ski insurance are numerous. If this is your only planned trip then a single trip ski insurance will be your most economic option whereas if you make multiple trips abroad then a multitrip annual ski insurance policy will definitely provide the best value for money. 

The price of a ski insurance policy for an individual is based on a number of factors apart from whethers its a single trip or an annual multi trip policy. 

The following are the factors you need to be aware of when making a choice of policy;

• • Planning a single ski holiday, then go for a single trip ski policy.

• • If you have more than one holiday planned in a year, then look at the annual multi trip prices, they tend to be better value.

• • Make sure you get a policy with sufficient cancellation cover for your ski holiday in the event you need to cancel. If your holiday costs two grand then make sure you have enough cover. Cancelling is stressful enough but not getting all your money back and being out of pocket will only add salt to the wound.

• • Do you take medication or do you have a pre-existing medical condition that you need to declare. Most stable conditions are covered but failure to do so may affect the policy and may leave you out of pocket. Best bet call us on 0330 880 5099 to be sure.

• • Look at the sporting activities lists for each policy. Do you have all the sports you want covered? Upgrades can be expensive so plan as far ahead as you can and add them now.

• • Make sure your annual policy has enough ski days. They are not unlimited! We have options between 21 and 62 days cover

• • If you are taking away expensive gear or valuables, then make sure you have enough personal belongings cover.

• • If you have questions then call us. We are open 7 days a week from 9am to 8pm on 0330 880 5099.

The fine print 

Medical coverage and pre-existing conditions

Limits and exclusions